Introduction

Regency Independent Financial Advisers is a family IFA practise that specialises in providing a highly personalised ongoing financial planning service.

We are fee-based and we do not accept any clients on a commission only basis.

Barry Williams provides all advice; he is a ‘general practise’ IFA with over 17 years experience. 

We meet our clients by appointment in our Dover office.  Our office is in a Grade 2 listed building and for those people with accessibility problems we will make alternative arrangements.  We usually see clients during the daytime, Monday to Friday, but will work one Saturday a month and one evening a week to help those who cannot make a mid-week daytime meeting.

Barry developed ‘The Confident Future Solution’ as a business model designed to extend affordable fee based advice to the mass market.

 

   Our Confident Future Solution Programmes
     For affordable and truly independent advice…..

 

The Basic Programme
This is our programme designed to cater for ‘needs based advice’. This is where people require a ‘one off’ service or advice on an irregular basis.

The Basic Plus Programme
This is for those who aspire to join the ‘mass affluent’ and appreciate the benefits of regular financial planning advice to help them achieve their goals. It is our starter programme and is ideal for those just starting out in the world of work or looking to invest for the first time.

The Standard Programme
This is typically for the ‘mass affluent market’ defined as those who have invested or investable assets of £50,000 to £500,000. Invested assets can include pension funds as well as other forms of investment.

The Masters Programme
This is for the more demanding high net worth clients. It best suits those who have invested or investable assets of £500,000 or more. It is a bespoke service that is designed to meet additional needs.

Our service is comprehensive and includes advice on:
• Savings for Children including Child Trust Funds and saving towards education costs.
• Investing lump sums for income or growth. Individual Savings Plans (ISA), Unit Trusts, OEICs, Investment Bonds, VCTs.
• Regular saving into various collective investment schemes.
• Protecting your financial security and that of your family in the event of premature death, illness or disability. This includes Life Assurance, Critical Illness Cover, Income Protection and Mortgage Protection.
• Pension planning including Stakeholder Pensions, Personal Pensions, Self-Invested Personal Pensions (SIPP).
• Post-retirement advice on Annuities, Unsecured Pensions (Income Drawdown), Alternatively Secured Pensions, Investment Linked Annuities.
• Inheritance Tax mitigation including Trusts and packaged AIM investment schemes.
• Long Term Care provision.
• Residential and commercial mortgages* and re-mortgaging.
• Director and Employee Benefits.
• Business Protection, Group Life Assurance, Group Income Protection, Group Critical illness Cover.
• Group Pensions Schemes and Stakeholder Designation.

Above all we treat our clients as individuals. Only by being truly independent are we able to ensure that our clients obtain the very best financial products, backed up with the kind of advice that meets their personal needs. We seek to provide true added value and are convinced that our system offers the very best value in financial advice.

*This product is not regulated by the FSA.

Your home may be repossessed if you do not keep up repayments on your mortgage.